MortgageLogic insights
Property Financing Guides
Practical guides for Singapore home loans, stamp duty, SORA packages, shophouses, executive condominiums, and commercial property financing.
Property financing
Commercial & Industrial Property Financing in Singapore: LTV, TDSR and Bank Approval
A practical guide to buying your own office, shophouse, factory, or warehouse, including LTV, GST, BSD, EFS, ownership structure and bank approval checks.
Published 13 June 2026 Read the guide
HDB to Condo Upgrade: The Real Math Nobody Tells You
A practical guide to sale proceeds, CPF accrued interest, BSD, ABSD timing, TDSR checks, monthly cashflow and upgrader risks.
Published 11 June 2026 Read the guide
Verde @ Joo Chiat Review: Freehold Boutique Living in District 15
A practical review of freehold pricing, dual-key layouts, rental potential, and financing checks for this 18-unit Joo Chiat project.
Published 02 June 2026 Read the guide
Mortgage Equity Withdrawal Loan Singapore - Can You Unlock Your Property?
A practical guide to property collateral, CPF refunds, TDSR, LTV, and when cashing out property equity makes sense.
Published 01 June 2026 Read the guide
Tengah Garden Residences Review: Forest Town's First Private Condo, But at What Price?
A practical review of launch pricing, location maturity, buyer fit, and the financing checks Singapore buyers should run before committing.
Published 25 May 2026 Read the guide
The Invisible Layoff: Why Singapore Companies Are Restructuring Before the Memo Drops
A practical guide to mortgage timing, household cash runway, SME working capital, and why financing reviews should happen before income is disrupted.
Published 22 May 2026 Read the guide
SORA & Singapore Home Loans 2026 - What Kevin Warsh's Fed Appointment Means
A practical guide to SORA history, Fed policy implications, HDB and private home loan decisions, and commercial loan hedging.
Published 17 May 2026 Read the guide
Singapore Shophouse Market: Why This Rare Asset Class Is Picking Up Again in 2026
A market guide to conservation shophouses, East Coast and Joo Chiat catalysts, transaction momentum, rental demand, and risks.
Published 13 May 2026 Read the guideThe Complete 2026 Guide for Buyer's Stamp Duty & Additional Buyer's Stamp Duty in Singapore
A practical guide to BSD and ABSD rates, buyer profiles, common remission routes, payment timelines, and stamp duty planning.
Published 12 May 2026 Read the guide
May 2026 Executive Condominium Scheme Changes
What the new 10-year MOP, 15-year privatisation timeline, first-timer quota, and removal of DPS mean for buyers.
Published 08 May 2026 Read the guide